Curse of the new credit card

[abcdefz]

....yikes. I'm spending money like water.

I get a new credit card, and I'm totally deluded. My mind switches to: "We have THIS much extra money now."

Now we don't. We have this much extra CREDIT. CREDIT, not MONEY.

Oh well. The Diebenkorn book was at a good price.

And the Ring Lardner book was only a buck. Plus shipping.

And I DESERVED that meal at the restaurant.

And that Can CD. That was only seven fifty with shipping. That's cheap!


*sighs*

[The Notorious LOL]

my credit sucked and I had to rebuild it and at the time I didnt get shit for credit card invites (obviously).


now all of a sudden a bunch of card companies are offering me shit with higher credit limits and such, and I toss the apps even though its tempting just because I know I will do exactly that and figure it into a budget.


mine now has only a $400 limit but its 9.9% apr and I suppose if I begged them monthly, they would increase the balance.

[abcdefz]

Yup.

I'm pumping up my credit, too, and now and again I wonder why. To get more credit? To plunge back into (further) debt?

I'm a financial idioso. No restraint.

[abcdefz]

I've never had a credit card and I don't want one. I work on the principle that if I don't have the money NOW, then I can't buy it NOW!



^
That's pretty great.

I think I grew up getting so accustomed to broken promises that "maybe later" = "never."

Instant gratification takes too long. :)

[Rock]

I got my first credit card at the beginning of this year....I've already racked up $2500 on it :eek:

I....just....can't....stop...spending.....

[The Notorious LOL]

its fun to figure out new and useless things you never anticipated purchasing and buying them with free money aka credit cards!!!!!!!!!

[Qdrop]

you ALL need to watch this:

http://www.pbs.org/wgbh/pages/frontline/shows/credit/view/

watch it, believe it.....and be afraid...very afraid.

[abcdefz]

No shit.

Even now, when I've posted a thread about it -- which would imply that I'm semi-aware -- I was reading about Laurie Anderson and the thought popped into my head, "Hey! You should get [four disc set] United States Live!" Let's go check Ebay!!!"

Yeesh.

[The Notorious LOL]

I bet its a video about how someone got a credit card and ruined their life isnt it!!!!!!!!

[Qdrop]

I bet its a video about how someone got a credit card and ruined their life isnt it!!!!!!!!

no, it's an award-winning investigation on how the entire credit card industry was designed to turn people like you into thier monetary slaves.

[The Notorious LOL]

do they have a dvd of it? I would like to buy it with my credit card!

[abcdefz]

*orders several copies of Financial Management for Dummies*

*while drooling*

[Qdrop]

do they have a dvd of it? I would like to buy it with my credit card!

YES YES! PLOW THE FIELDS, SLAVE! FASTER! HAHAAHAHAHH!!!