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beastieangel01
07-26-2006, 05:20 PM
This may seem out of no where but oh well.

I was watching this random show on TV last night and it was about a man who was murdered. Turns out he was HIV positive, and they were investigating the death and there were details about how he applied for health and life insurance and was denied. He had two kids and a wife.

Now, I know this was a show, but this happens, in real life all the time. "This person is sick and so we'd lose too much money," DENIED. We cannot make money so let us deny this person and instead they can be in pain, rot away, and die.

The flip side is (in the words of a friend): is the insurance companies are companies. It's the system of health insurance, not the insurance companies, that's fucked up ... and furthermore, how many starvations could you prevent for the price of extending a painful disease instead?

And although I see that point he made, these companies don't turn away AIDS patients so they can feed starving kids.

I don't know. My point/rant is that although I see a lot of beauty in the world sometimes when I see things like this or am reminded of them, I realize how many fucking shitty things there are in this world. I know that it's not simple: we all have to make a living, feed ourselves, etc etc which causes a whole slew of problems and this can be a whole other conversation that will drag on forever.

Still, sometimes I cannot stand how disgusting we can all be to each other.

The Notorious LOL
07-26-2006, 05:39 PM
most insurance companies will deny coverage for any pre-existing condition including stuff like diabetes. Its really all about the dollar and nothing else.

befsquire
07-26-2006, 05:40 PM
i can't say that i really blame the insurance companies if the dude didn't have life or health insurance prior to getting aids. after all, they all have policies on pre-existing conditions when it comes to health insurance, and with life insurance, you have to have a physical before you qualify. after all, it's a gamble on your life expectancy when you're a healthy adult, and to come to a company and tell them you have aids, you can't really expect anyone will give you life insurance (and if they do, the premium is likely going to be far too high).

so i guess i can't say i'm shocked or disgusted by that.

he should have gotten the insurance long before he contracted aids.

GetYourWarOn
07-26-2006, 05:46 PM
i hate insurance companies.

beastieangel01
07-26-2006, 05:47 PM
most insurance companies will deny coverage for any pre-existing condition including stuff like diabetes. Its really all about the dollar and nothing else.

yeah.

by the way this situation was completely fictional. Like I said, it's not like it never happens though.

And things are the way they are: you should have health insurance, this and that. I'm aware. I just still think it's disgusting to just ALLOW someone to die, starve to death. etc.

It just upsets me from time to time is all.

GetYourWarOn
07-26-2006, 05:50 PM
i can't say that i really blame the insurance companies if the dude didn't have life or health insurance prior to getting aids. after all, they all have policies on pre-existing conditions when it comes to health insurance, and with life insurance, you have to have a physical before you qualify. after all, it's a gamble on your life expectancy when you're a healthy adult, and to come to a company and tell them you have aids, you can't really expect anyone will give you life insurance (and if they do, the premium is likely going to be far too high).

so i guess i can't say i'm shocked or disgusted by that.

he should have gotten the insurance long before he contracted aids.

believe it or not, i am genuinely shocked and disgusted when a living, breathing person is denied healthcare for a terminal illness.

befsquire
07-26-2006, 05:50 PM
he isn't being denied healthcare, he's being denied insurance.

GetYourWarOn
07-26-2006, 05:52 PM
this fictional person is being denied fictional health insurance. at least that's how i read it.

befsquire
07-26-2006, 05:53 PM
insurance, yes. healthcare, no. hospitals cannot turn him away.

GetYourWarOn
07-26-2006, 05:54 PM
who's going to pay for his meds?

wrongwayandugg
07-26-2006, 06:11 PM
Still, sometimes I cannot stand how disgusting we can all be to each other.

Shit. I hear you. A lot of peoples' priorities are fucked in the USA. I just hope we get one more season of American Idol. That show is quality.

Auton
07-26-2006, 06:15 PM
i can't say that i really blame the insurance companies if the dude didn't have life or health insurance prior to getting aids. after all, they all have policies on pre-existing conditions when it comes to health insurance, and with life insurance, you have to have a physical before you qualify. after all, it's a gamble on your life expectancy when you're a healthy adult, and to come to a company and tell them you have aids, you can't really expect anyone will give you life insurance (and if they do, the premium is likely going to be far too high).

so i guess i can't say i'm shocked or disgusted by that.

he should have gotten the insurance long before he contracted aids.

yup.

SobaViolence
07-26-2006, 06:41 PM
so, what's wrong with socialized medicine again?

big government, or something like that?



idiots.

DipDipDive
07-26-2006, 07:21 PM
Insurance is a crock of shit.

Does this sort of thing surprise me? No. Is it a shock that he was denied health insurance since he had a terminal illness? No. Can insurance companies afford to aid the terminally ill considering the amount that they net from people who pay into health insurance and never use it? More than fucking likely.

zorra_chiflada
07-26-2006, 07:36 PM
my god, it would fucking suck to live in the US. having to pay for illness to me seems like complete fucking madness.

Schmeltz
07-26-2006, 07:47 PM
^Yep. One more reason I'm eternally thankful I don't live in America. The provision of quality health care to all citizens, free of charge, should be a top priority in very industrialized country because in the Western world there is no reason for this service not to exist. None. Except, of course, for the private financial interests of the wealthy elite. But heaven forbid we should trample on that sacred founding principle of American society.

skra75
07-26-2006, 08:58 PM
And things are the way they are: you should have health insurance, this and that. I'm aware. I just still think it's disgusting to just ALLOW someone to die, starve to death. etc.

It just upsets me from time to time is all.

this is why canada and the netherlands are better than the USA - government funded healthcare. The USA is a fucking mess right now - do not get me on my political soapbox it is hard to get me off, and it's a mess. If I wasn't such a dollar-whore I'd move the fuck away from this country.

beastieangel01
07-26-2006, 11:25 PM
sure the hospital cannot turn him away without insurance. HOWEVER, medical bills. MEDICAL BILLS, medical bills. I will say this until my face turns fucking blue. I don't even know half of what people with serious illness go through, but I have medical bills that have fucked me out of many opportunities. MANY. A few of you here know the story. Can you imagine if you had to pay 5+ digit numbers? what the hell what happen to you then? It still fucks you over even if you get to live for a little while. And, once you are dead, doesn't that bill get stuck to your family?

"You're relative is dead, here's the bill!"

Yeah. Fucking great.

this is why canada and the netherlands are better than the USA - government funded healthcare. The USA is a fucking mess right now - do not get me on my political soapbox it is hard to get me off, and it's a mess. If I wasn't such a dollar-whore I'd move the fuck away from this country.

Yeah I plan on moving away after I graduate if not sooner. Once I go to teach english overseas, I may never come back. Then again, I'd like to stay and fight the good fight. But then there is this, and lots of legislation going on right now that's getting under my skin and just, ugh.

lalalala

The Notorious LOL
07-26-2006, 11:30 PM
not unless someone assumes responsibility of the estate of someone are they liable for that persons medical bills...that, or married to them.

beastieangel01
07-27-2006, 12:26 AM
I think I took some 'overly sensitive to everything I find wrong with the world' pills as of late. Don't mind me, too much.

The Notorious LOL
07-27-2006, 12:31 AM
whenever I take those pills I make an attempt to drown the effects out with 'tendo.