Bank Fraud is sweet

[The Notorious LOL]

its funny that I have to fill out transaction paperwork to verify i wasnt in Seoul, South Korea making purchases at 7-11 when my employer can verify that, and avoid all the bullshit....not to mention waiting 10 days with money unavailable.

[mp-seventythree]

In my experience banks are all cunts

[The Notorious LOL]

I am sort of considering just closing my account, and keeping a very small amount in it for strictly bills and all other purchases made with cash.

[Loppfessor]

I am sort of considering just closing my account, and keeping a very small amount in it for strictly bills and all other purchases made with cash.

I don't think they let you keep money in it after you close it...

[The Notorious LOL]

I meant opening a different account, bitch

[beastieangel01]

that really sucks, dude. sorry to hear you have to deal with that :/

[The Notorious LOL]

it does. All sympathizers please paypal contributions to nick.crabbe@gmail.com

[ET]

Assload of information...


http://www.ftc.gov/bcp/conline/pubs/credit/idtheft.htm

I know someone who has a lot of shitty purchases on their card (like .28 cents at Burger King?!) that added up to a whole lot of money. It's hard to figure out what to do besides closing the account, obviously, and counting the losses. The bank seemed to not give a shit when just about all of the purchases were made during work hours.

[Loppfessor]

I meant opening a different account, bitch


Why don't you say what you mean and mean what you say??:o

[camo]

Assload of information...


http://www.ftc.gov/bcp/conline/pubs/credit/idtheft.htm

I know someone who has a lot of shitty purchases on their card (like .28 cents at Burger King?!) that added up to a whole lot of money. It's hard to figure out what to do besides closing the account, obviously, and counting the losses. The bank seemed to not give a shit when just about all of the purchases were made during work hours.

that same thing happens with mobile phone bills. I used to find numbers on my itemised bill that I hadn't phoned and didn't reconise but still had been billed for. It used to add up to about a pound per month.
Imagine if they did it to every phone user? The profit based money grabbing robbing twats

[ET]

That's very interesting! Do you have a texting or online browsing option? I find that the more people do with their phones the more shit charges they get. I suppose the same thing could apply to credit/debit cards. I'm gonna avoid using my shit online for a while.

Oh wait, I've heard about temporary debit cards. You deposit an amount on the card and use it to make a specific purchase. No money can be overdrawn on them either but they can be refilled. It's something to look into.

I'm lazy.

[camo]

That's very interesting! Do you have a texting or online browsing option? I find that the more people do with their phones the more shit charges they get. I suppose the same thing could apply to credit/debit cards. I'm gonna avoid using my shit online for a while.

Oh wait, I've heard about temporary debit cards. You deposit an amount on the card and use it to make a specific purchase. No money can be overdrawn on them either but they can be refilled. It's something to look into.

I'm lazy.

I was getting charged for normal phone calls, no texting. Come to think about it I never checked the texting pages!!!

[abcdefz]

its funny that I have to fill out transaction paperwork to verify i wasnt in Seoul, South Korea making purchases at 7-11 when my employer can verify that, and avoid all the bullshit....not to mention waiting 10 days with money unavailable.


I feel ya. I got hit one time by a series of charges someone made from one of the particularly cold European countries on my behalf.

Yeah -- the bank wait isn't fun, but I was pleasantly surprised with how painless the process was, otherwise. The banker on the phone took my information, faxed it to me, started the recovery process, I signed the papers and mailed it back, and that was it. No police involved, no blink of the eye from Washington Mutual, etc. Just a waiting period, which I think was just a few days rather than a week and a half.

But it does suck if all your fiscal eggs are in that one basket. In my case, the theft happened right at the end of the month, so my next month's rent payment was late, too, but my landlady was cool about it.

Hopefully you find a good way to protect yourself, LOL. The savings account I've since started (and depleted, and resumed, and depleted :D ) is at another bank altogether, and I never tap it by PayPal or debit or anything. My checking account -- my bill money gets deposited in there and not a whole lot else, but it's a free account, so it works out.

[Echewta]

I heard the 7-11s are much more convienent in Seoul than here in America. If I was a bank, I would have a hardtime believing you too.

[The Notorious LOL]

yeah we're talking $1500 in fraud transactions. Account standing: $-400 with a pending $990 rent check cashing.



Ive been with the same bank since 1999 and have had no problems whatsoever but so far I am very unimpressed.

[Vic Colfari]

Speaking of banks and bank mergers, small financial institutions will continue to look for likely partners as they try to maintain relative positions against increasingly bigger competitors.

The larger the banks need to find big targets. A small bank’s position improves dramatically with a merger with another small bank, but industry giants derive little advantage from small deals.

Larger banks have relatively few attractive targets. Most have already consolidated as much as they can in their domestic geographic areas, yet international mergers and acquisitions remain tough to pull off easily.

[Turchinator]

Unlike flying or astral projection, walking through walls is a totally earth-related craft, but a lot more interesting than pot making or driftwood lamps.

I got started at a picnic up in Bowstring in the northern part of the state. A fellow walked through a brick wall right there in the park. I said, 'Say, I want to try that.' Stone walls are best, then brick and wood. Wooden walls with fiberglass insulation and steel doors aren't so good. They won't hurt you.

If your wall walking is done properly, both you and the wall are left intact. It is just that they aren't pleasant somehow. The worst things are wire fences, maybe it's the molecular structure of the alloy or just the amount of give in a fence, I don't know, but I've torn my jacket and lost my hat in a lot of fences.

The best approach to a wall is, first, two hands placed flat against the surface; it's a matter of concentration and just the right pressure. You will feel the dry, cool inner wall with your fingers, then there is a moment of total darkness before you step through on the other side.

[hardnox71]

In my experience banks are all cunts

(y)(y)(y)

[hardnox71]

that same thing happens with mobile phone bills. I used to find numbers on my itemised bill that I hadn't phoned and didn't reconise but still had been billed for. It used to add up to about a pound per month.
Imagine if they did it to every phone user? The profit based money grabbing robbing twats

My wife and I have butted heads with Sprint for the last two months over this exact same shit and I told her the same thing you just said....imagine the money they make snaking 10 or 15 dollars from every single customer!

[taquitos]

shout out to vic colfari