guess how much it costs!

[beastieangel01]

to go to the hospital when they think that

a) your appendix is about to burst
or
b) you have a cyst on your ovary

and so they do a catscan to be sure. Turns out it's option B, severe enough to cause a lot of pain but not severe enough for surgery due to a late period. Oh, and no meds or no overnight stay or anything.

And all that without insurance?

TAKE A GUESS.

Give up?

$11,000

:D

:D:D:D

fucking fuckin fuck.

[hpdrifter]

Holy shit, dude, what are you gonna do? Will the hospital cover some of it?

[abcdefz]

No insurance? :(

[Schmeltz]

That's terrible. :( You should move up to Canadiana where it wouldn't have cost you anything. You just have to wait for two years!

[abcdefz]

Canada is kinda shitty about immigration.

[beastieangel01]

well, I'm battling out with my insurance because supposedly there was a problem with my payment and they dropped me. However, I received NO notification of a problem with my auto-payments and they were going through just fine before so I'm trying to figure out wtf went wrong.

Furthermore, I had correspondence with the insurance company while at the hospital on a day AFTER the supposed day of dropped coverage. Why they didn't say anything on that phone call I'm not sure but then the girl at the hospital who talked to them didn't make any written indication of that correspondence so my biggest piece of ammo is gone :(

I have to go to the business department of the hospital next week and hopefully figure something out.

And what sucks is that I had to reapply to the same damned insurance because every other one was too expensive/had too high of a deductible. I haven't been approved yet so let's hope I don't injure myself anytime soon.

[QueenAdrock]

Still no insurance? I thought you'd be able to get it through your new job. :(

[beastieangel01]

p.s. someone in canada marry me just so I can more there, ok? thanks.

actually, a friend of mine mentioned that a lot of military look for wives just to receive the benefits without actually being an official couple.

sure, that's kind of shitty, but I can use the benefits damn it. It's something to ponder.

lalala

[beastieangel01]

Still no insurance? I thought you'd be able to get it through your new job. :(

nah. The one I had I had to get myself. Temp agency offers none. This place wants to place me once the maternity leave is over but that's not till July and after that I think it's a 90 day waiting period.

[Schmeltz]

p.s. someone in canada marry me just so I can more there, ok? thanks.


Done. I'll even make you breakfast in the morning.

[QueenAdrock]

Canada is kinda shitty about immigration.

YES. :mad:

I found a way to bust in good and legal, though. :D

[Parkey]

Thank fuck for the NHS. Imagine having to pay for healthcare. That's proper wrong.

[beastieangel01]

Done. I'll even make you breakfast in the morning.

I'm not kidding fyi

:p

the biggest thing about this though is that I have no idea how I'm ever going to go back to school. I think I might have to kiss that idea goodbye.

[Schmeltz]

I'm not kidding fyi

Well I hope you don't think I am.

[King of Rock $]

Damn, no insurance?

[beastieangel01]

Damn, no insurance?

see here (http://www.beastieboys.com/bbs/showpost.php?p=1464283&postcount=7)

Schmeltz, I don't even ask for a diamond ring. A cracker jack or ring pop is acceptable.

I'll wait for one of those and a proposal in the mail, tnx <3

[b i o n i c]

a few years ago, i was out of a job and went to the emergency room twice. i was an asshole and purposely filled in the wrong information, wrong name, ss#, address, phone number. i never got a bill and i havent seen them on my credit reports. i saved myself a good $5000. not that i'd do that again or recommend it to anyone

[abcdefz]

Check with the hospital's financial aid office. Seriously. A lot of money is available through hospitals for people who really need treatment and truly can't afford it. Don't just assume you'll have to assume the whole debt. Talk to them.

[Bob]

i kind of have to wonder where those high expenses come from. does it cost the hospital anything remotely in the ballpark of $11,000 to do a catscan? do they tell you how much things are going to cost before they do them? or do you just kind of have to wait until the end to see? it'd be like if you went to a restaurant, and there weren't any prices on the menu

[abcdefz]

I'll have the... uh... I'll have the...


You know what? Water's fine. I'll just have this. Thanks.

[Bob]

ok, that'll be $11,000

[abcdefz]

*spit take*

[abcdefz]

You know what? My wallet -- I left my wallet. It's at home. I'll be right back, though, I swear. I'll leave this water as a deposit.

[beastieangel01]

oh yeah, I'll definitely be talking to them to see if I can get help. AND I plan on asking them to break down the bill in to what each service costs because I really am curious to see what the hell is so god damned expensive cnosidering that I didn't have surgery or stay over night.

Hopefully my boss will let me take a day off to do it since the business office hours are the same hours I work...but my boss already came to me asking me if I'll have to take any more days off a few weeks ago and I said no (it was while I was here at this new job that I got sick). So I had a warning.

As far as the fake name and all, I believe I had to show them my ID. I think anyway. I cannot recall now. Bleh.

[b i o n i c]

i just said i didnt bring it, got caught up in the emergency of it all

[Freebasser]

Crystal, you must be the unluckiest person in the world when it comes to illnesses :/

Chin up. You'll find a way to pay (y)

[na§tee]

wow, what a fucking slap in the face. just wow. i can't even imagine having to pay for anything you receive at a hospital. well, i can, obviously, but i don't have to. we are luckier than we think here, i guess.

high hopes, c. i'm sure your fabulous brain will be able to sort something out. fingers crossed!

[beastieangel01]

time to be a pole dancer!

edit: yeah when I looked over all the bills, not only this ER bill but inculding everything else, I am up to $15,491.03 in debt due to hospital related shit. And now Sallie Mae wants me to start paying back the $3,500 I borrowed for school, too, at the end of the month. I have my associates but I'd like my BA.

Thing is, I wouldn't really care. But because the past bills affected my credit, that means I cannot get a loan for school. I CAN get financial aid but it's not nearly enough to return to school full-time. I can do part-time school but the way the classes are set up, I wouldn't be able to work as much and I wouldn't be able to support myself (looks like I need to move somewhere with $300 rent please). And I have no co-signers.

I'll figure something out but none of my options are ones I like. Such is life.

[HEIRESS]

Its just hard for regular ole white people to come to Canada to stay.

YOU BROWN? COME ON DOWNNNNNNNNnnnnn

ps. the northern west coast is just as dope yo and I think you'd find plenty of work utilizing your true artistic calling here, plus school is pretty goddamn cheap.

[abcdefz]

...I'd think that the problem with getting insurance now is "pre-exisiting condition."

[beastieangel01]

yeah, I'd love a job with insurance but there's always that pesky 90 day probation period and I always seem to get something during that period. It's really obnoxious.

And right now with the application I sent in to the insurance, they are going over my records so there's potential for them to deny me.

I don't even really have a condition, that I'm aware of. I just have a lot of random shit that pops up at the worst time possible. And none of the issues are SERIOUS (just potential to get serious if not treated), it's just that without insurance, it's expensive.

I looked in to moving to Canada, actually. Time to save up to leave. Can't find me in another country to pay the bills, bitches! Okay maybe they can but, at least I'd have health coverage.

[abcdefz]

they can deny her?


Yeah, or deny at least that procedure. Which, to be fair, is fair; it wouldn't be right for someone just diagnosed with cancer to suddenly get insurance, pay a premium, and then start submitting "OH! I've just gotten cancer!" bills.

[venusvenus123]

can't you just go to county general, like in ER?:confused:

seriously tho, what do poor, ill people do in america? how does it all work?

[zorra_chiflada]

HOLY FUCKING SHIT that is not right.

[hpdrifter]

can't you just go to county general, like in ER?:confused:

seriously tho, what do poor, ill people do in america? how does it all work?

That's the problem. Its actually very hard for poor people to get medical care in this country. Medical costs and insurance are getting completely out of control and cumbersome. Something will have to give eventually.

[mikizee]

Move to australia and I'll marry ya. Healthcare is free here too. well, for the most part.

[Bob]

are scorpion stings covered?

[ggirlballa]

brother went to the ER one night because he was vomiting so much and they gave him an IV and sent him home about a month later a bill arrives for 2,000 dollars, his insurance covers 80% of it though

oh and i went once because of a horrible ear pain, they sent me home with a prescription to some medicine & billed my mom 400 dollars


tsk tsk tsk

[QueenAdrock]

seriously tho, what do poor, ill people do in america? how does it all work?

They die. USA! USA! USA! :rolleyes:

But seriously, the poor keep getting poorer and in George Bush's America, we have more important things to worry about than socialized health care. The extreme righties in this country believe that the poor can just go get a job with health insurance, or stop their bitching. They don't see that they were priviledged and had their parents pay for college for them, thus them being able to get those types of jobs, when in fact a lot of people are booted to the curb once they turn 18, have no financial assistance for college, so they have to work a blue-collar job with no insurance and possibly save enough to go back to school so they can eventually get a better job and therefore health benefits, but if they get sick within that time period, they're just fucked.

It makes me sick to think where our priorities are nowadays.

[funk63]

They die.


USA! USA! USA! :rolleyes:


ya aren't they like launched into the sun with a giant cannon?

[QueenAdrock]

Our giant cannons are busy killing civilians in Iraq right now, actually.

God I'm bitter tonight.

[zorra_chiflada]

i am still fucking dumbfounded at how much that costs. that's disgusting

[QueenAdrock]

Yeah, I know that my bike accident I had when I was 13 would have cost close to $50,000 without insurance - I was injected with valium, treated by the volunteer fire department and then medivacced to the mainland by helicopter, spent some time in the ER, got an MRI, spent the night at the hospital.

Luckily, my dad was a government employee and had great health insurance. We paid a couple hundred bucks and were on our way.

If I didn't have that, I would probably STILL be paying off that debt.

[funk63]

Our giant cannons are busy killing civilians in Iraq right now, actually.

God I'm bitter tonight.

i think we should launch bush's hard head into a mountain

[The Notorious LOL]

pre-existing condition riders are insane to the point that its almost pointless to get insurance.


A friend of a friend took wellbutrin to quit smoking, and his new insurance company said they noticed he was perscribed it and since its typically given as an anti-depressant, if he ever needs mental health care he will be denied coverage since it would be "pre-existing".

I cant imagine how anyone with cancer or HIV can manage to stay alive.


Thing is, with the baby boom generation aging and living longer than previous generations, health care will continue to get worse in the US until the "old money" bullish stubborn CEO fucks all die. Its not working anymore....and Im kinda considering cashing in my 401k and taking a loss since our economy will probably bottom out before I am 65-70 LOL

[ET]

^ Yes to all of the above. Why does anyone want to live past 60 anyway? The day I'm put in diapers and can't wipe my own ass is the day I don't want to live.

Also, FUCK. Your life is starting to sound like mine, C. I'm waiting for my next summer disaster to strike. Maybe I'll get polio and we can both bitch about it on the mb!